Your Bitcoin. Your terms. Xapo Bank's unmatched security.

In today’s fast-paced digital age, you need a banking app that can keep up without leaving security behind. With Xapo Bank’s tailored approach, you’ll always be in control.

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Get 30 days for free, then USD 14,99 /month.

+10 years

Protecting over 1M people's Bitcoin

29,000 BTC

Under safe custody

125+

Countries supported

4.7/5

App Store rating

Trust in institutional-grade security

We’ve protected more than 1 million people’s funds with our tailored Bitcoin storage options, built by a global team of security and risk experts.
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Their endless commitment to security is one of the reasons why we’ve never been hacked.

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Secure storage that’s on your terms

With a range of versatile storage options, you’ll always be in the driver’s seat with best-in-class security, so your Bitcoin can reach its full potential.

Daily transactions enhanced by strict security standards

Send and receive with confidence. MPC wallets make sure no single person can control your wallet, and no single point of failure will affect its safety.

Earn 0% annual interest with daily payouts and peace of mind

Why gamble with fate? Guard yourself against self-custody risks like theft, loss, and errors. Xapo Bank is where consistent daily growth meets unparalleled security.

Earn 1% annual interest with daily payouts and peace of mind

Long-term Bitcoin storage perfected by security that you control

Great for large sums of Bitcoin, BTC Vault gives you more power in your hands with transfer delays and extra authentication to keep your holdings safe.

It’s also kept totally separate from your BTC Wallet, Savings account, and global Xapo Bank debit card.

Stress-free savings

Why choose when you can have both? Manage and grow your Bitcoin safely with low-risk interest returns and enjoy our 24/7 top-tier security that’s always ready to respond threats.

We don't lend your Bitcoin, so you can enjoy all of the benefits with none of the risk

We put our Bitcoin to work, not yours so you can grow your Bitcoin holdings in your sleep, stress-free. It’s unparalleled safety with one of the most experienced custodians.

Bitcoin custodianship is what defines our legacy

Xapo Bank was built by Bitcoiners for Bitcoiners. Having evolved alongside Bitcoin since the very beginning, we’re not just witnessing change – we’re prepared for it, which means you are, too.

Get 30 days for free, then USD 14,99 /month.

Open account

30 days for free limited offer

Your savings safe for  USD 14,99/month

We've blended the innovative world of cryptocurrency with the familiar ease of traditional banking, all wrapped up in one intuitive and secure app. This is what industry-leading security looks like: